“If I could give one piece of advice, it is to track your spending starting now and review it every month so you have a clear idea of how much you spend and where. Don’t make the categories so narrow that it is impossible to keep up. But the first step in planning your financial future is [to] know what is going on now.”

Positively Purging-I welcome your feedbacks in the comments and your likes and passing the real life wisdom on to others as I embark on this new venture of “positively purging“, as I know each of these pieces represents something…