“Credit cards do not equal free spending. If you have to get a credit card, get one with a smaller limit that you can use only in case of emergencies. Start saving for retirement in your 20s. Wear sunscreen. Hydrate. Get regular dental and medical physicals. If you smoke, quit ASAP. I’m in my 50s, and these are all things I am now living the consequences of.”
Positively Purging–I welcome your feedbacks in the comments and your likes and passing the real life wisdom on to others as I embark on this new venture of “positively purging”, as I know each of these pieces represents something
Real Life of an MSW 
I love this. I surely mismanaged a whole lot of money in my life. I can’t get those dollars back. But I’m so proud of myself that I’ve saved up over $20K in four months with NO lump sum for anyone/place. Just consistency and focus. Normally I’d spend that and some in 4 months. Shaking my head!
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When we know better we often do better! ❤ —Thanks for taking the time to read and comment.
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You’re welcome
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