Tag Archives: spending
Steps to Start Budgeting Today
How can I get started budgeting? A: Here are a few short steps to take to help you get started. 1. Figure out your “why” 2. Calculate your income 3. Track current spending 4. Don’t neglect irregular expenses 5. Choose … Continue reading
Money Habits
1. Automate your savings. If you’re not saving consistently, make it automatic by adjusting your direct deposit or scheduling recurring transfers from your checking to your savings account. 2. Increase your savings by 1 percent. Already saving? Why not increase your short-term savings or retirement contributions … Continue reading
Be Truly Generous
For a gift to be truly generous, it must be as generous to the giver as the recipient. As the holiday season draws closer and the marketing frenzy for spending kicks into overdrive, I want you to keep this in … Continue reading
Rewards Card Program
Positively Purging–I welcome your feedbacks in the comments and your likes and passing the real life wisdom on to others as I embark on this new venture of “positively purging“, as I know each of these pieces represents something…
Mindless Spending
Are you living within your means ?Are you using credit cards to pay for things you can’t afford? So many people have realized that, before the pandemic, they were spending way too much on things they did not need. The … Continue reading
Real Life of an MSW 