Tag Archives: credit

Adult Advice

Posted on November 23, 2025 by msw blog

“Credit cards do not equal free spending. If you have to get a credit card, get one with a smaller limit that you can use only in case of emergencies. Start saving for retirement in your 20s. Wear sunscreen. Hydrate. … Continue reading →

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Money Wise

Posted on November 9, 2025 by msw blog

My mother-in-law wants to put my husband on her bank account. What are the pitfalls, and is there a way to do it without being responsible for her bills? Here are pros and cons of adding someone to your bank … Continue reading →

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Fraud Alert

Posted on September 16, 2024 by msw blog

Fraud alert A fraud alert is a red flag telling creditors to contact you before new credit is opened in your name or changes are made to existing accounts. You can place this notice on your credit reports if you’re … Continue reading →

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Credit freeze

Posted on September 7, 2024 by msw blog

With a freeze, the credit bureau can’t release any information in your file without your permission. For it to be truly effective, you need to request a freeze at each of the three bureaus by following these links — Equifax, Experian and TransUnion. Pros: Cons:

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Getting out of Debt

Posted on April 17, 2024 by msw blog

Does it matter which credit cards I pay off first? Not really. Pick the strategy you’re most likely to stick with. If you make to-do lists just to cross things off, you might like the snowball method. That’s when you pay … Continue reading →

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