Tag Archives: credit cards
401(k) contributions
Should I pause my 401(k) contributions and divert the money to an emergency fund? If you don’t save for emergencies and a major financial shock occurs — and it will — you’ll probably rely on debt to bail yourself out. … Continue reading
Check Your Credit Report
Check your credit report for errors. Bad news: Mistakes happen, even on your credit report. Sometimes payments are accidentally recorded as late, and accounts can get mixed up. Good news: Once a year, you can go to AnnualCreditReport.com and review … Continue reading
No Way to Live
Racking up credit card debt is like getting a crack in your phone screen. The longer you ignore it, the worse it gets. (Thanks, double-digit interest rates.) And working around it is no way to live. Positively Purging-I welcome your … Continue reading
Banking Security
Add two-factor authentication everywhere you can Yes, it is annoying to spend an extra 10 seconds waiting for a text or authentication alert when you log in to your email or bank account. But it’s the best way to secure … Continue reading
Mindless Spending
Are you living within your means ?Are you using credit cards to pay for things you can’t afford? So many people have realized that, before the pandemic, they were spending way too much on things they did not need. The … Continue reading
Real Life of an MSW 