Tag Archives: retirement
4 Thoughts on Retirement
1) Many people are ready financially for retirement significantly before they are emotionally ready. 2) After 50 years of saving for retirement it is challenging for most to start spending down what they have saved. 3) Most of us know … Continue reading
How do I handle an unexpected layoff financial?
Here are other things you should do: Review your savings. This may seem simple, but look at your budget to make sure you have the cash you need to pay necessities. Figure out how long you can cover your bills with … Continue reading
401(k) contributions
Should I pause my 401(k) contributions and divert the money to an emergency fund? If you don’t save for emergencies and a major financial shock occurs — and it will — you’ll probably rely on debt to bail yourself out. … Continue reading
My Smartest Investment
From E.M., online: My smartest investment move was simply living below my means, as that allowed me to build a sizable investment portfolio. – Below That’s one of the smartest financial moves anyone can make. These days, it can be easier … Continue reading
Steps to Start Budgeting Today
How can I get started budgeting? A: Here are a few short steps to take to help you get started. 1. Figure out your “why” 2. Calculate your income 3. Track current spending 4. Don’t neglect irregular expenses 5. Choose … Continue reading
Real Life of an MSW 