Alternatives to Cash Gifts for Graduation

Lighten their student loan load….For students who graduated in 2024 with a bachelor’s degree, 47% graduated with debt, and for those students, the average loan burden was $29,560. And about a third of graduates with loans are still making payments when they’re 35–44 years old, based on Federal Reserve data from 2022. For many grads, it can be daunting to start out in the workforce—likely in an entry level position—while paying hundreds of dollars per month in loan payments on average. Instead of chipping in a lump sum, however, you might match a new grad’s student loan payments for a specified period of time to give them a helping hand while still encouraging them to practice good money habits like paying their bills on time. – Austin

Positively Purging-I welcome your feedbacks in the comments and your likes and passing the real life wisdom on to others as I embark on this new venture of “positively purging“, as I know each of these pieces represents something…

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