Tag Archives: budget
Gift Giver
We have given Christmas gifts to eight of our son’s friends since middle school. I recently retired and do not make the kind of money I used to. I want to tactfully tell them that I love them all dearly … Continue reading
Adult Advice
“Credit cards do not equal free spending. If you have to get a credit card, get one with a smaller limit that you can use only in case of emergencies. Start saving for retirement in your 20s. Wear sunscreen. Hydrate. … Continue reading
Getting laid off
Getting laid off can be a devastating experience, and it can make planning for the future difficult. Career coach Octavia Goredema offers a practical checklist of next steps to help you focus on your future rather than get bogged down by logistics. … Continue reading
The broke college student
If you’re a college freshman, congratulations! You’re now likely financially responsible for yourself.How do you make smart financial decisions so you have enough money to spend at school — and don’t graduate with more debt than you need? 💰The general … Continue reading
The luxury I can’t give up?
The luxury I can’t give up? My morning movement ritual. A sunrise hike, Pilates flow, or stretch session with a good playlist jump-starts my energy for the day. It clears my head, keeps my body in shape, and melts away … Continue reading
Real Life of an MSW 