Tag Archives: budget
Money Habits
1. Automate your savings. If you’re not saving consistently, make it automatic by adjusting your direct deposit or scheduling recurring transfers from your checking to your savings account. 2. Increase your savings by 1 percent. Already saving? Why not increase your short-term savings or retirement contributions … Continue reading
Set Financial Boundaries
Saying “no” might not be easy, but setting financial boundaries with your friends and family is important. Whether it’s a bestie’s bachelorette party or a sister’s loan request, be honest about what you can and can’t afford. Yes, you *can* decline an invitation to … Continue reading
TEN-TEN-TEN Rule
The first “TEN” is waiting 10 minutes to buy something. Just set it down or close the browser window and walk away. Still want it after 10 minutes. Move on to the next “TEN”: How will you feel about this … Continue reading
Getting out of Debt
Does it matter which credit cards I pay off first? Not really. Pick the strategy you’re most likely to stick with. If you make to-do lists just to cross things off, you might like the snowball method. That’s when you pay … Continue reading
Real Life of an MSW 