Tag Archives: debt
Money Habits
1. Automate your savings. If you’re not saving consistently, make it automatic by adjusting your direct deposit or scheduling recurring transfers from your checking to your savings account. 2. Increase your savings by 1 percent. Already saving? Why not increase your short-term savings or retirement contributions … Continue reading
Getting out of Debt
Does it matter which credit cards I pay off first? Not really. Pick the strategy you’re most likely to stick with. If you make to-do lists just to cross things off, you might like the snowball method. That’s when you pay … Continue reading
Money Talk
It might be helpful to their friends if they were specific about their goals, if it’s not too personal. ‘I’m saving up for a down payment,’ or ‘[I’m trying to] increase my emergency fund, or to invest.’ ‘My washing machine … Continue reading
No Way to Live
Racking up credit card debt is like getting a crack in your phone screen. The longer you ignore it, the worse it gets. (Thanks, double-digit interest rates.) And working around it is no way to live. Positively Purging-I welcome your … Continue reading
Create a “fun” fund…
No one can (or should) completely strip their budget down to the bare minimum. For example, it’s not realistic to say you never dine out again. If you try to deprive yourself for extended periods of time, you may swing … Continue reading
Real Life of an MSW 