Tag Archives: Delayed gratification
Money Habits
1. Automate your savings. If you’re not saving consistently, make it automatic by adjusting your direct deposit or scheduling recurring transfers from your checking to your savings account. 2. Increase your savings by 1 percent. Already saving? Why not increase your short-term savings or retirement contributions … Continue reading
Time
Time is a created thing. To say ‘I don’t have time,’ is like saying, ‘I don’t want to.” – Lao Tzu Yes, it’s true, we all have things to do and places to be, obligations to take care of and deadlines … Continue reading
TEN-TEN-TEN Rule
The first “TEN” is waiting 10 minutes to buy something. Just set it down or close the browser window and walk away. Still want it after 10 minutes. Move on to the next “TEN”: How will you feel about this … Continue reading
Budget Tip
Let your online shopping cart sit overnight. Unless it’s for a necessity and inventory is low, consider waiting at least 24 hours before hitting that buy button. This may be particularly useful for unplanned purchases. After a full day, you’ll know … Continue reading
No Way to Live
Racking up credit card debt is like getting a crack in your phone screen. The longer you ignore it, the worse it gets. (Thanks, double-digit interest rates.) And working around it is no way to live. Positively Purging-I welcome your … Continue reading
Real Life of an MSW 