Tag Archives: Finical responsible
Money Habits
1. Automate your savings. If you’re not saving consistently, make it automatic by adjusting your direct deposit or scheduling recurring transfers from your checking to your savings account. 2. Increase your savings by 1 percent. Already saving? Why not increase your short-term savings or retirement contributions … Continue reading
No Way to Live
Racking up credit card debt is like getting a crack in your phone screen. The longer you ignore it, the worse it gets. (Thanks, double-digit interest rates.) And working around it is no way to live. Positively Purging-I welcome your … Continue reading
Create a “fun” fund…
No one can (or should) completely strip their budget down to the bare minimum. For example, it’s not realistic to say you never dine out again. If you try to deprive yourself for extended periods of time, you may swing … Continue reading
Money Talk
Approach your partner with empathy and ask: “What is your hope for spending this money?” Or “What is your fear around cutting this item?” when communicating around differences, any requests should be specific. So rather than saying, “We need to save … Continue reading
Budget Boundaries
How can I set Budget Boundaries without burning myself out?My husband and I set boundaries by prioritizing making room for personal funds in our budget and cutting unnecessary expenses where we can. We have a certain dollar amount for each … Continue reading
Real Life of an MSW 