Speak Up

Ask for what you want. Clearly. Boldly. Without apology. Love doesn’t read minds. Tell your partner, your friends, your family what would make you feel cared for.

Positively Purging-I welcome your feedbacks in the comments and your likes and passing the real life wisdom on to others as I embark on this new venture of “positively purging“, as I know each of these pieces represents something…

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Body Scan

How does my stress show up in my body? Where do I feel it first?

Positively Purging-I welcome your feedbacks in the comments and your likes and passing the real life wisdom on to others as I embark on this new venture of “positively purging“, as I know each of these pieces represents something…

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Protest rallies: Signs of the times

I love the Op-Ed section of the paper. I believe we all need to write at least one letter on something we’re passionate about in our lifetime. In saying that, I applaud this reader

I participated in an anti-Trump demonstration on April 5 in Issaquah. I proudly walked with more than 1,000 of my fellow Americans, and I was delighted with the many intelligent signs I saw. One that was very insightful said:

“This is a sign.” That sign had arrows pointing in every direction at the large gathered crowd. Yes, it is a sign.

Then there were these signs:

“The only minority destroying the United States is the billionaires.” How true.

“No due process for some means no due process for all.” Also true.

“All of my outrage can’t fit on this sign.” Ditto.

“Things are so bad, even the introverts are here.” That is bad, isn’t it?

“Fight truth decay.” Humor strikes a true note.

“Keep the immigrants. Deport Trump.” Something devoutly to be wished.

I believe as they believe. And it makes me sad to have to be here, but proud to know that so many of my fellow Americans feel as I do about President Donald Trump.

The man menaces us all.

Wendy Kelling, Sammamish

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Unnecessarily Gorgeous

Buy yourself flowers—but not the basic ones. The full, decadent, unnecessarily gorgeous kind.

Positively Purging-I welcome your feedbacks in the comments and your likes and passing the real life wisdom on to others as I embark on this new venture of “positively purging“, as I know each of these pieces represents something…

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401(k) contributions

Should I pause my 401(k) contributions and divert the money to an emergency fund?

If you don’t save for emergencies and a major financial shock occurs — and it will — you’ll probably rely on debt to bail yourself out. 

According to a Bankrate survey, only 41 percent of Americans could cover an unexpected $1,000 expense, such as a car repair or an emergency room bill, with their savings.

Among those without savings, 1 in 4 would rely on their credit cards to address a financial emergency. Others would have to borrow from family or friends, or take out a personal loan. 

Depending on the situation, I have advised individuals to pause their retirement contributions to build an emergency fund. Once the person has a comfortable cushion, they can restart their contributions. I do have a caveat to this advice. If there’s not an immediate need for savings and there is a company match, I recommend contributing at least enough to qualify for that benefit. 

Ideally, aim to save for a rainy day and contribute to a retirement account. To do this, try to find areas in your budget where you can cut expenses. For instance, could you eat out less? I’ve worked with individuals who didn’t realize how much money they spent on meals outside their home. In some cases, it was several hundred dollars a month. 

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