Does My Debt Make Me Undateable

Q:  Does my debt make me undatable?


A: 

So, how much debt is a relationship deal-breaker? I don’t think you have to dump people just because of a heavy debt load, whether it’s education or even credit card obligations.

But there are signs that it could be a deal-breaker if the relationship progresses:

  • You don’t think it’s a big deal, but your partner worries about it. Dating gives you an opportunity to examine someone’s values. Heavy debt makes some people lose sleep, so if they see you aren’t as concerned, that could be a problem.
  • You don’t have a payoff plan. If you ignore calls from creditors and let your bills pile up, you may scare off someone who loathes debt.

People often want to know when they should disclose their debt. Talk about the details when the relationship starts to get serious. If you’ve decided to be exclusive — particularly if marriage is on your mind — bring up the debt. 

I would not judge someone based on his or her indebtedness. But you have to appreciate the concern someone might have if you are carrying a lot of debt.

Posted in Reflections | Tagged , , , , , , , , , , | 2 Comments

Use the Backs of Doors

Just because you have a small closet doesn’t mean you need to struggle to store all of your clothes and shoes. If you don’t have a walk-in closet, always use the back of your doors. This will expand your storage space and keep things off the floors—especially shoes.

Positively Purging-I welcome your feedbacks in the comments and your likes and passing the real life wisdom on to others as I embark on this new venture of “positively purging“, as I know each of these pieces represents something…

Posted in DIY💭 | Tagged , , , , , , , , , , , , , , | 6 Comments

Rekindling Connection

Our deepest emotional connections come from those whom we feel the most known and accepted whether it be a best friend, spouse or parent. But as time slips by, we change, and so do our people. Curiosity chooses to notice and be genuinely interested in that change, and is the glue that restrengthens the bond with those closest to our hearts?

Think of a close relationship in your life. What do you know about their current job? What are you most excited about or most worried about right now? What have they learned about themselves lately? Whatever you don’t know, consider asking them next time you see them.

Positively Purging-I welcome your feedbacks in the comments and your likes and passing the real life wisdom on to others as I embark on this new venture of “positively purging“, as I know each of these pieces represents something…

Share this:

Posted in Reflections | Tagged , , , , , , , | Leave a comment

Wealthy Mindset

You talk a lot about the differences between a wealthy versus rich mindset. Can you unpack that ? Yeah. A lot of people have materialistic things as their Goal. They want to be rich. But what I really want people to understand – and what has been critical to my success – is valuing your time over everything. A wealthy mindset is, I know that I’m the moneymaker. My brain is the moneymaker. So, I should protect my time, my peace, and my health as my primary source of wealth.”

That means making decisions like, instead of walking late at night, where you are going to be stressed out, you take the Uber. Maybe you brought a first class on the way to the big meeting because you want to be refreshed, so you can close the deal for your business. It’s a lot of different choices. But the whole point is, you must value yourself as an asset that is a key to unlocking your full potential.

And you can always get more money. You can’t get more time, never ever, ever, ever, ever.

Do you have a money tip that helps with financial anxiety? Is everybody putting it on with someone else? I will not give it to you. Invest in your skill set? And then your core capabilities, so you can always make sure you have an income.

Posted in Reflections | Tagged , , , , , , , , , | Leave a comment

The Future is…

Exciting? Confusing? Full of opportunity? Like nothing we have ever seen.

Posted in Reflections | Tagged , , , , , , , , , , | Leave a comment