What do your desires and goals tell you about your heart? What do you need to give to God today?
Dear God, please help me fill the role You’ve given me and not to covet more. Help me trust You in everything.
Positively Purging-I welcome your feedbacks in the comments and your likes and passing the real life wisdom on to others as I embark on this new venture of “positively purging“, as I know each of these pieces represents something…
There is so much to keep track of, and our system is so siloed that you will do better if you keep things organized and can refer back to what someone told you. Keep a big notebook with various categories for, say, your loved one’s doctor’s therapist and other needs, like assistive devices, and home renovations for aging in place. – Jane Conrad
Positively Purging-I welcome your feedbacks in the comments and your likes and passing the real life wisdom on to others as I embark on this new venture of “positively purging“, as I know each of these pieces represents something…
Think of this as decluttering, but for the outdoors: trim overgrown hedges, clean up flower beds, collect loose branches, spread fresh mulch, paint your front door. “Those are going to be relatively inexpensive enhancements that will really improve the look and feel of your home,” says John, of Washington Appraisal. Still, he cautions that they’re harder to quantify. They might attract more buyers and potentially drive up bids, but “an appraiser is not going to say, ‘okay, because of the door, we’re going to add thousands of dollars to the house.’
She was breathless, as though she had no idea where to start among all the things we had to talk about.
Positively Purging-I welcome your feedbacks in the comments and your likes and passing the real life wisdom on to others as I embark on this new venture of “positively purging“, as I know each of these pieces represents something
Yes, it is annoying to spend an extra 10 seconds waiting for a text or authentication alert when you log in to your email or bank account. But it’s the best way to secure them. Having two-factor on my Gmail account meant the people who stole my identity were never able to fully access my bank accounts or credit cards.
Sign up for alerts from your banks
Log in to your bank account and credit card accounts and figure out how to add text or email alerts so you’ll be notified immediately if someone tries to open a new one.
Never give anyone your bank password or verification code
Anyone asking you to tell them your password or a code you were just texted is trying to get it to access your account.
Review your bank statements regularly
See any transactions you don’t recognize? Call your bank right away to investigate.
Opt out of prescreened credit card offers
These can be a data gold mine for thieves. Shred any you do receive before tossing them. Visit optoutprescreen.com to stop them.
Don’t carry your Social Security card in your wallet
Thieves probably can still get your Social Security number in other ways, thanks to countless data breaches. But at least don’t give it to them.
Retrieve mail promptly, and stop it if you’re going out of town
Stolen mail is one of the easiest ways for thieves to get your information. The people who stole my identity were arrested with a bunch of stolen mail and tools to access mailboxes in their car. Minimize opportunities for your mail to be stolen, especially if you’re expecting any sensitive financial documents like a new debit card or checkbook.
Limit your digital presence
Be thoughtful about what you share. Does the website that sells your favorite protein powder need to know your real birthday? Have you changed your social media profile settings as much as possible, or can anyone see what your hometown is? If you want to take this to the next level, use a service like DeleteMe, which removes your personal information from data aggregators (for a price).
Freeze your credit
It takes 15 minutes to do this with the three major credit bureaus (Equifax, TransUnion and Experian), and even less time to unfreeze when you’re applying for a loan. It is free to freeze and unfreeze your credit — you don’t need any paid “upgrades.”
Review your credit report at least once a year
You are eligible to get a free copy of your credit report from each bureau annually. (Due to the pandemic, you are eligible for free weekly credit reports through December 2023.) Go through it and make sure everything looks right. Visit annualcreditreport.com to request yours.
Check your passwords
Make sure your sensitive accounts — things like your email and your bank accounts — have strong, unique passwords. If you use the same password everywhere, one account gets hacked and your data are leaked, then all of your accounts are vulnerable. PC Magazine, Wired, and CNET all have recommendations for password managers that make it so you don’t have to remember every single one. Check Have I Been Pwned to see which passwords have already appeared in data breaches.
